Begin IVA Application
You will find on this page a few brief questions that will help us to calculate the likelihood of your IVA application being successful.
In order to answer the questions you will need to have some vital information to hand. You will need to know how many unsecured creditors that you have (who you owe money to, such as credit cards, storecards, utilities etc). You will also need to know the total amount that you owe. If you can calculate your household income and expenditure also that will help us to make a more accurate analysis. You will also need to inform us of your employment status.
Dont worry if you dont have the required information to hand, when you speak to one of our advisors, they will ask you the relevant questions in order to obtain accurate data, and you will also have time to find your statements and letters containing up-to-date balances etc.
Before you begin your IVA application, you should arm yourself with the knowledge of what entering into an IVA entails, so that you can be sure that this is the right solution for you. Please read up on some of the advantages and disadvantages of IVAs.
Once you are ready to apply, please use our debt calculator.
For free confidential, impartial advice complete our online form.